EBRI Explores Eligibility for Account-Based Health Plans

In "How Many Are Eligible for Account-Based Health Plans?", the Employee Benefit Research Institute (EBRI) finds:

"According to the 2013 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey (CEHCS), among individuals with traditional, employment-based health benefits and a choice of health
plans, 37 percent were eligible for a health reimbursement arrangement (HRA) or a health savings account (HSA)-based plan in 2013, about the same percentage as has been eligible for such plans since 2007.

The report notes that 11.8 million adults ages 21–64 (9.7 percent of the U.S. population) were enrolled in a plan with an HRA or HSA. An additional 9.3 million reported that they were in an HSA-eligible plan but had not opened such an account. Thus, overall, about 21 million adults ages 21–64 with private insurance, representing 17.3 percent of that market, were either in a CDHP or an HSA-eligible plan but had not opened the account."

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